The Great Bell Chant:
(May your heart be awakened by the Great
Bell Chant. And may all living things transcend the path of sorrow and
death.)
May the sound of this bell penetrate deep into the Cosmos...Even in the darkest spots, living beings are able to hear it clearly so that all suffering in them cease. Understanding comes to their heart and they transcend the path of sorrow and death. The universal Dharma door is already open. The sound of the rising tide is heard clearly. The miracle happens; a beautiful child appears in the heart of a lotus flower. One single drop of this compassionate water is enough to bring back the refreshing spring to our mountains. Listening to the bell, I feel the afflictions in me begin to dissolve. My mind calms, my body relaxes. A smile is born on my lips. Following the sound of the bell, my breath brings me back to the safe island of mindfulness. In the garden of my heart, the flowers of peace bloom beautifully.
http://2013fengshui.blogspot.sg/2013/04/the-great-bell-chant-lightworkers.html
2014 Year of the Fire Horse | Forecast 2014
For the past 6 months, many case studies being documented by me indicates inauspiciousness in the career palace for many individuals. The Sun, known as the primary star in the career palace in Ziwei Dou Shui, turns negative or 化忌 either at main palace or career palace for year 2014. Many Bazi readings indicate deficit in wealth, fame, recognition and inauspiciousness in career palace for the year 2014.
When there is such a large quantity of case studies pointing towards this direction, it might means a financial storm is approaching. And if both the Bazi and Ziwei analysis are consistent on the interpretation then the higher the probability scale of such crisis.
And I also notice there is this small group of individuals whose luck improves significantly during crisis. When majority is suffering, they are flourishing both in career and wealth. It is a good comparison mechanism to establish the correlation.
Back to fundamentals, as many of your might notice that liquidity is pulling out of Asia recently causing interest rate to increase. Many investment bankers already foresee this happening in their forecast. Governments in Asia have to mobilize their reserves to stabilize their currencies. Hence, it is not a good news for many small medium enterprises, same goes for the economy. Any major hiccup in the next 6 months might send a shock shave across Asia. Well, I think our government is prepare for this given the hints by them through mass media. But whether are the commoners ready for the impact!
Regardless whether you will be retrench or not, it is better to have a contingency plan to better prepare yourself for the worst.
1) Start saving for raining days
2) Cut down expense
3) Scale down your investment portfolio
4) Have more cash on hand
5) Minimize risks
6) Calculate your family expenditure and reference it with your saving to see whether you reserve can help you pull through this crisis if being retrenched
For business owners;
- Scale down new projects
- Better cost management
- Lower business risks
- Lock in more contracts
(The above analysis is for reference only)
Bazi Reading | Risk Management on Wealth Forecast |
Establishing a forecast on wealth energy might keep you better inform and prepare when managing risk in business or career. It is not too difficult to establish a correlation between past data and future forecast. Let’s take for example on the sample chart below.
Subject: Taiwanese
Feedback from Subject indicated below.
2002: Stock Market Gain (refer to Earthly Branch)
2010: Large unexpected gain in wealth (refer to Earthly Branch)
2012: Huge monetary loss (refer to both Heavenly stem & Earthly branch)
2000: Loss of wealth
Based on feedback from the subject, we are able to draw some simple conclusion that the subject has access to main and secondary income. The main income might be stagnant while the secondary income fluctuates on a higher scale due to a higher risk from stocks market.
Based on the 10 year cycle from 2001 – 2010, only 2002 and 2010 indicated positive wealth energy, earthly branch, from secondary income. And the next equivalent will be on 2013. However, it is difficult to accurately predict the scale of the wealth generation but we can conclude that it is likely to be average & above based on past reference. (Note that expectation on scale varies among individuals) However, there is no indication of strong wealth generation on the 10-year pillar. Thus, the limitation kicks in. If there is indication on the 10-year pillar, the frequency of positive wealth generation might increase significantly and the scale is likely to be higher.
Hence, a short-term gain is insignificant compare to a sustainable gain in the long term. It is through this estimation that we can better manage our risk and minimize investment during inauspicious years. And when you study your chart and identify the positive wealth element, you can better calculate the business or investment risk based on your own judgment. Usually, in an auspicious 10-year cycle, you’ll see red color elements across a few years. Hence, the probability scale of a higher return on investment is more likely and the risk is reduced. Of course, there will still be bad years in a good 10-year cycle but on a lesser scale. Hence, you net operating profit should be higher than other 10-years cycle.
As for 2012, there is obvious indication on Ziwei chat on cash flow issue. The wealth star turn negative in 2012 and it represents loss of income, discontinue of income, financial difficulties etc. Whenever the wealth star turns negative….it is going to be a trouble year for wealth. For Bazi, the element “qi sa” will bring upon certain negative impact even though it appears red in your chart. I can conclude that it’ll cause some major impacts on that year and later delivers a compromised alternative. Hence, be wary of this element.
Bazi - 4D Luck & Lottery Luck of S$160,000
My below case study was on a procurement director that is going through a bad 10-year cycle in wealth and career. He is unemployed since 2009 and still searching around for job. As mentioned earlier, there are still good years in a bad 10-year cycle but the impact will not be significant. However, 1-2 better years still can provides a cushion to the negativity within the bad 10-year period. But I never expect such a significant twist of faith for him.
Mid June 2013, sudden windfall landed on him. His lottery luck rolled in SGD160,000 cash in June 2013 from 4D. When I audit his house, Flying Star 8 was boosted by Water Star 9 in 2013. But even with this auspiciousness, It does not guaranteed any 4D or lottery luck. Many Bazi Masters might attribute his lottery luck to 合比成化 as it represent Unexpected Income. Regardless, there are many similarity case studies but the probability of such occurrence is still insignificant to draw any conclusion.
He was laughing all the way to the bank and still smiling till today. This sudden windfall has replenished majority part of his income loss estimated based on the past 4 years. I have to admit that such occurrence is often difficult to predict, sometimes some Bazi Masters notice that the wealth luck for this month or the next few months are more auspicious and told you to invest some money on 4D or lottery. But it does not mean that you will strike for sure! Naturally, when you are going through a good year cycle or good 10-year cycle, Bazi Masters will advise you to take more risks and go all out in your career or business or buy some 4D…..But still, you still have to do your own risk assessment or have an alternative hedging mechanism as contingency for your business.
He’ll be spending some quality time in London. Luck will gradually pick up for him especially next year when the wealth energy is stronger than 2013…..Guys…it does not mean he’ll strike more 4D..….of course I wish him heng heng lah…we shall see…..Thanks for taking the time to read my article.
How to determine a good 10-year cycle. Sample case 101
Luck Cycle Analysis:
Subject: Chief Operating Officer of a Foreign MNC (Indonesia)
Gender: Male
DOB: born on March 22, 1972
10-year Cycle: 2007 - 2016
As you can see from the above highlighted chart that instead of using 官 & 印, we adopt 财 instead,,, as both the elements 丁&未 have merged with other elements on the original four pillars of destiney to from 合财成化 & 半财成化 on the 10 year cycle. Hence, both Heavenly Stem and Earthly Branch are 财局, resulting in strong wealth energy.
(Refers to the article below to understand the elements & definitions)
In 2007, the 10-year cycle wealth energy is further boosted by the year element whereby 合财成化 on 2007 heavenly stem is reinforce by its root, 會财成化. Theoretically, the wealth energy is at its strongest in 2007.
So....how strong was the wealth generation? Did the subject become a millionaire? The answer is NO! In Bazi reading, you have to be logical and practical. No matter how strong the wealth energy was, if the subject was just an employee...then the income or wealth generation was limited or caped at a certain level. The only monetary return was bonus or at most, profit sharing with restriction. However, if the subject was running his own business, board directors of many MNCs or had other partnership businesses then it's a different story. The monetary return will definitely be stronger compare to a single income from employment.
A) Employees - Middle Management staffs: Likely to be able to forecast the maximum return you can get from pay increment, bonus & profit sharing etc. if the above description in found within your chart. Be realistic on your analysis.
B) Senior Management: Bonus and profit sharing can varies among different MNCs. The paid out from MNCs is generally better then SMEs. Hence, the income generation will be better if the above description is found within your chart. But still, the monetary return might not be in millions unless you are board directors of many entities, collecting loyalty. Or you have other businesses and you are the majority shareholders.
C) Businessmen: Individuals running their own businesses are the most sensitive group to the above description above as it'll be their best time to capitalize on the positive wealth energy. Their monetary returns can varies from a decent return to millions of dollars. However, you will still be able to forecast the potential returns on your business. But there'll always be new and exciting business opportunities arising during this auspicious period. Hence, it's more difficult to predict the monetary gain.
The subject above is the Chief Operating Office of a foreign MNC in South-East Asia. He is a close friend of mine since childhood. In 2007, his monetary gain was only limited to bonus and profit sharing from his company. The monetary return from his main career is only at an average level although some would consider comfortable. There was no other income from personal business or trade. Hence, when analyzing the wealth energy, please consider the potential return of his profession before drawing conclusion.
How to determine a bad 10-year cycle. Sample Case 102
Luck Cycle Analysis:
Subject: Former Procurement Director of a French MNC
Gender: Male
DOB: Jan. 18, 1964
10-year Cycle: 2007 - 2016 (Blue Color)
As you can see from the above highlighted period that both the Heavenly Stem and Earthly Branch form 合才成化 & 才杀食 on the 10-yearcycle pillar. Hence, both the pillars fall under the inauspicious wealth energy category. The subject was reassigned from a permanent role to a consultant role between 2007 to 2008. And the consultancy role was terminated in end 2008. Hence, the subject has remain unemploy for the past 4 years since 2009. The 10-year cycle was inauspicious for wealth and reinforced by the yearly cycle from 2009 - 2012. The income contribution of the subject was strictly from employment. There wasn't any other type of income from business, trade or partnership. Even if the Earthly Branch (
比 ) was auspicious but, without other source of income....it doesn't help much as
比 doesn't fall under the main inome but rather, the secondary income group. For the past 4-5 years, he has been on deficit without any other form of income generation. 2013 - 2014 might bring some reliefs, provided there are other sources of monetary gain. He is currently attempting to generate some returns from trade partnership. Would he be able to yield any return? We shall see......
How to determine a good 10-year cycle for Business. Sample Case 103
Luck Cycle Analysis:
Subject: Business Owner of a Fabricating Company in Singapore
Gender: Male
DOB: born on May 20, 1970
10-year Cycle: 2005 - 2014
Element: Weak Yang Mental
As you can see from the highlighted chart above, the 10-year cycle Heavenly Stem and Earthly Branch formed 合
劫成化 & 半
劫成化 at the fourth pillar dating 2005-2014. It is an auspicious period for monetary generation as the wealth energy is very strong. And given the fact that both
劫 & 比 are both presents on the original 4 pillars of Destiny, it is indeed auspicious.
The subject was able to secured funding from angel investors and started his business in 2005. The first 2 years were not easy as he was building up his portfolio and customers' base. Like many new setups, he was facing cash-flow issues & strong competitions. In 2007 & 2008, business slowly stabilized and sales volume increased. However, the returns were still below his expectation. Between 2009 -2011, his luck improved significantly....high volume based opportunities flooded in and he was working with developers on larger scale projects. As you can see from 2009-2012, it was 4 years of
劫 consecutively either on Heavenly stem, Earthly Branch or both. Sales demand was high but, the return was still below his expectation. This was due to the profit sharing arrangement that he had with with Angel investors. Most profit generated... flow out and back to the investors, leaving the company with cash flow shortage at times. Although his wealth generation was strong but, his return is still average.
In 2013, 合杀成化 on Heavenly Stem and 半
劫成化 on Earthly Branch. In the early part of 2013, sales demand suddenly increased 3-4 folds! It's the best year so far due to the sudden in-flood of big contracts. However, as he moves closer to 2014.....there might be a sudden occurance to his business that might cause serve impact to the future of the company based on my readings. Next year, Ziwei dou Shu reading indicates that the year star, 太阳化忌在午宫, turn negative. Although, the sun reaches its most auspicious palace at 午宫 and radiates the most energy in this palace...but once it turns negative, there is a high chance that it'll affect his career or his dad as the sun is the main star of the career palace in Ziwei Dou Shui and also represents the father. Bazi for 2014 is also not auspicious cause of 才and it is the last year of the 10-year cycle. Many of us consider this period as the transition year before moving into a new 10-year cycle. But I sincerely hope that he'll be able to overcome the future difficulties that he might face, if any.
How to determine a good year cycle for Promotion or Career Change. Sample Case 104
Bazi Reading - Producer from a Regional Cable Network
Subject: Female Born in March 1973
Occupation: Producer
Company: Regional Cable Network
Luck Cycle: 2012 - 2021
The subject is working for a regional cable network as a producer for more than 10 years. As you can see from the above chart, she just cross over to her new 10-year cycle. 2012 was an average year for her...but she still had to deal with the politics in office and the heavy workload. In early 2013, her boss resigned and there was an opening and she was hoping for a promotion. For promotion opportunity, we often looks at 官, as the element symbolizes career progress.
You might notice that the element on Earthly branch in 2013 is 官. So did her wish came through? Nope! The company decided to hire a new replacement and she has to report to that individual. As mentioned before, for employees....Heavenly stem represents your main career, wealth, reputation etc. Probability of promotion will be much higher if 官 appears on the Heavenly Stem than Earthly Branch. And 食 represent deficit in fame, reputation, achievement etc. To double confirm, I checked her Ziwei Reading and it didn't indicate any auspicious news coming from her career or property palace. (See chart below)
But 官 does create some auspicious energy under the Earthly Branch. Based on the chart above, other opportunity, sideline, might materialize with the help from friends. (See the friend palace on the chart above). But the decision still reside on her even if an opportunity arises. However, the wealth energy for this 10-year cycle is not that auspicious as i mentioned before 财/才 represents negative wealth. Hence, it might not be a good idea to embark on any opportunity but wait for better years. From 2017 onward, luck will be slightly better especially in 2018. Both Heaven Stem and Earth Branch formed 合官成化！A very good year for career progress!!!
Bazi DIY - Understanding the 4 Pillars of Destiny
Simple illustration on the 4 Pillars of Destiny
Basic principles that you have to understand before analyzing your Bazi Chart!
1) Leave me your date of birth with your birth time plus 2 best years so far as an anonymous source at the comment section. I'll then generate the chart and post it on my blog for your viewing.
a) Heavenly Stem: Your career, wealth, status, achievements etc. that are visible and known to others. e.g. physical assets, career Status or business entity you own.
b) Earthly Branch: The foundation of your wealth, career, relationships with family members including parents etc. that might not be visible or known to others.
2) Self Analysis: Identify your main element located on the heavenly stem of your day pillar. (refer to the red circle above). And determine whether your element belongs to the weak type or strong type - My software will auto determine your type but verification of good years is still required. Although, I'll rectify your actual element and its status but it'll be good for you to understand your day element. You can google on your day element to find out more (e.g. 甲木日柱旺）
3) Based on the chart I posted on my blog,
Red color elements represent the element that you need to boost or reinforce your day element. Therefore, the red color elements or the red 10-year elements are suppose to be auspicious for you theoretically.
Green color elements represent a mixture of auspicious and inauspicious elements. While the
Blue color elements represent the inauspicious elements. Please refer to the 10-year cycles chart below as reference.
4) The auspicious & inauspicious elements - Meanings and Definitions
Sample A:Auspicious Elements of Weak Type: e.g.甲木日柱(弱)
Auspicious Element
劫：Represent wealth, income or monetary gain from main career/job or main business (Surplus).
比: Represent side income or monetary gain from partnership, inheritance, accidental wealth, stocks, bonds (if any) etc. not from main career or job (Surplus)
印/卪
：Represent fame, status, progress, reputation, supporters, academic achievements etc.
Conditional Element
官: Is only usable when there is either
印/卪on the heavenly stem. Or else, it falls under the inauspicious element category. 官 means leadership & authority, career advancement, dominance, promotion etc. that are related to your career.
杀: Same pre-requisite as above. It means authoritarian leadership, rule by the fist, alpha role in the team, and would not hesitate to eliminate any opposing force etc.
Inauspicious Elements
财/才：represent deficit in wealth or income or saving due to reasons such as unemployment, costly medical bills, losses in stocks or bad investment, business failure etc.
伤/食：represent disputes, disagreement, decision on certain issues that affect your reputation, trustworthiness, social or career status. Might result in demotion, reassignment or redeployment that is not favorable to you.
Sample B: Auspicious Elements of Strong Type: e.g.甲木日柱(旺)
财:
Represent wealth, income or monetary gain from main career/job or main business (Surplus)
才:
Represent side income or monetary gain from partnership, inheritance, accidental wealth, stocks, bonds (if any) etc. not from main career or job
伤/食:
Represent fame, status, progress, reputation, supporters, academic achievements etc.
官: Is only usable when there is
NO 印/卪on the heavenly stem. Or else, it falls under the inauspicious element category. It means authority, advancement, dominance, promotion etc. that are related to your career.
杀: Same pre-requisite as above. It means authoritarian leadership, rule by the fist & fear, alpha role in the team, and would not hesitate to eliminate opposing force etc.
劫/比: Represent deficit in wealth or income or saving due to reasons such as unemployment, costly medical bills, losses in stocks or bad investment, business failure etc.
印/卪: Represent disputes, disagreement, decision on certain issues that affect your reputation, trustworthiness, social or career status. Might result in demotion, reassignment or redeployment that is not favorable to you.
5) Based on the above information, you should be able to perform simple analysis on your past years and the elements associated with it so to self-determine the auspicious and inauspicious years.
(note that the above information can only provide simple bazi analysis & not sufficient to go in depth)
6) Analyzing the auspicious luck cycle (10-year cycle)
Subject: Strong Yang Wood
Age: 44 - 53
Period: 甲辰
Analysis:
The wealth energy of the subject between 44-53 is rather auspicious as both Heavenly stem and Earthly branch are both 才. Hence, the strength of the element, 才, is reinforce due to the foundation or (有根). However, as indicated above, the wealth or income from 才 doesn't comes from your main career, job or business. The income generation comes from sidelines, partnership, stocks and bonds investment, assets investment, inheritance (if any), accidental wealth etc. resulting in surplus. If the subject is an employee and does not has much income coming from the sidelines, partnership or investments then the actual surplus might not be significant at all, and at most... an average year for the subject. But it wouldn't be a bad year.
Secondly, you probably have to check whether the original 4 pillars consist of 财/才. If it is present on the 4 pillar and you get to meet either one of the element on the 10-year cycle, it'll reinforce the original foundation and the enery will be stronger.
Thirdly, check the heavenly stem of the 4 pillars to find out whether there is a booster element, also an auspicious element. In the subject case, the boosters are either 伤 or 食. Do take note that each of the element has a Ying or Yang association. Hence, opposite element (伤-Yang + 才-Ying) or (食-Ying + 财-Yang) will generate a greater force and boost the auspicious energy further. While the impact for (食-Ying + 才Ying) or (伤-Yang + 财-Yang) are weaker but still auspicious.
Lastly, go down to the individual year and then evaluate based on the same principles. Do take the original 4 pillars and 10-year cycle into considerations. Hence, there are 4 Pillars + 10-Year Cycle Pillar (total of 5 pillars now).
Free Bazi Analysis | Bazi Chart | Bazi Online | Bazi Reading | Bazi 100 Years Cycle
Free Bazi reading for the zodiac, just leave me your date of birth together with birth time on the commentary section and I'll post it as anonymous or based on your nick name given. Please view the sample below. The Bazi chart will be able to map out your "Day Element" and your 10-year luck cycle, follow by yearly luck cycle. The Bazi chart is similar to those use by Bazi Masters, only the interpretation varies. Hence, it'll be useful to acquire your chart before going for your Bazi consultation.
On the chart, Red means above average, green means average and blue is below average. Please provide 2 of your best years for reference as there are few potential charts. Good years are suppose to be red in colors so verification is critical. Thereafter, you can drill down to your yearly luck cycle. If your 10-year cycle is auspicious, the yearly cycle will have the potential to generate more auspicious energy for your career and wealth. Please take note that the chart is not meant to predict your destiny. It is used by many Masters to forecast the good and bad years based on the elements of that year. For those individuals that have went through Bazi courses, this chart serve as a reference for them to better understand the luck and wealth energy for 2013.
Information Required
Gender: M/F
DOB & Time: Day/Month/Year (Your Country Timing)
Country: Asia (US & Europe is on the different hemisphere hence, reading is unavailable)
2 Best Years: (Indicate whether is it due to Wealth from Career or Business, Career Enhancement or High Return on Investment like equity, stock market, property etc.
Pre-requisite: Only leave me a message if you are willing to share your experiences to better understand your bazi chart & luck cycle. Only through verification & confirmation of your life experiences that we are able to draw a higher accuracy in determining your luck cycle.
