Monday, July 22, 2013

Bazi Reading | Risk Management on Wealth Forecast |

Bazi Reading | Risk Management on Wealth Forecast |

Establishing a forecast on wealth energy might keep you better inform and prepare when managing risk in business or career. It is not too difficult to establish a correlation between past data and future forecast. Let’s take for example on the sample chart below.


Subject: Taiwanese
Feedback from Subject indicated below.

2002: Stock Market Gain (refer to Earthly Branch)
2010: Large unexpected gain in wealth (refer to Earthly Branch)
2012: Huge monetary loss (refer to both Heavenly stem & Earthly branch)
2000: Loss of wealth

Based on feedback from the subject, we are able to draw some simple conclusion that the subject has access to main and secondary income. The main income might be stagnant while the secondary income fluctuates on a higher scale due to a higher risk from stocks market.
Based on the 10 year cycle from 2001 – 2010, only 2002 and 2010 indicated positive wealth energy, earthly branch, from secondary income. And the next equivalent will be on 2013. However, it is difficult to accurately predict the scale of the wealth generation but we can conclude that it is likely to be average & above based on past reference. (Note that expectation on scale varies among individuals) However, there is no indication of strong wealth generation on the 10-year pillar. Thus, the limitation kicks in. If there is indication on the 10-year pillar, the frequency of positive wealth generation might increase significantly and the scale is likely to be higher.

Hence, a short-term gain is insignificant compare to a sustainable gain in the long term. It is through this estimation that we can better manage our risk and minimize investment during inauspicious years. And when you study your chart and identify the positive wealth element, you can better calculate the business or investment risk based on your own judgment. Usually, in an auspicious 10-year cycle, you’ll see red color elements across a few years. Hence, the probability scale of a higher return on investment is more likely and the risk is reduced. Of course, there will still be bad years in a good 10-year cycle but on a lesser scale. Hence, you net operating profit should be higher than other 10-years cycle.
  

As for 2012, there is obvious indication on Ziwei chat on cash flow issue. The wealth star turn negative in 2012 and it represents loss of income, discontinue of income, financial difficulties etc. Whenever the wealth star turns negative….it is going to be a trouble year for wealth. For Bazi, the element  “qi sa” will bring upon certain negative impact even though it appears red in your chart. I can conclude that it’ll cause some major impacts on that year and later delivers a compromised alternative. Hence, be wary of this element.  

Friday, July 12, 2013

Bazi Reading Singapore | 4D Luck & Lottery Luck of S$160,000 |

Bazi - 4D Luck & Lottery Luck of S$160,000

My previous case study was on a procurement director that is going through a bad 10-year cycle in wealth and career. He is unemployed since 2009 and still searching around for job.  As mentioned earlier, there are still good years in a bad 10-year cycle but the impact will not be significant. However, 1-2 better years still can provides a cushion to the negativity within the bad 10-year period. But I never expect such a significant twist of faith for him.

Mid June 2013, sudden windfall landed on him. His lottery luck rolled in SGD160,000 cash in June 2013 from 4D. When I audit his house, Flying Star 8 was boosted by Water Star 9 in 2013. But even with this auspiciousness, It does not guaranteed any 4D or lottery luck. Many Bazi Masters might attribute his lottery luck to 成化 as it represent Unexpected Income.  Regardless, there are many similarity case studies but the probability of such occurrence is still insignificant to draw any conclusion.  

He was laughing all the way to the bank and still smiling till today. This sudden windfall has replenished majority part of his income loss estimated based on the past 4 years. I have to admit that such occurrence is often difficult to predict, sometimes some Bazi Masters notice that the wealth luck for this month or the next few months are more auspicious and told you to invest some money on 4D or lottery. But it does not mean that you will strike for sure! Naturally, when you are going through a good year cycle or good 10-year cycle, Bazi Masters will advise you to take more risks and go all out in your career or business or buy some 4D…..But still, you still have to do your own risk assessment or have an alternative hedging mechanism as contingency for your business.  

He’ll be spending some quality time in London. Luck will gradually pick up for him especially next year when the wealth energy is stronger than 2013…..Guys…it does not mean he’ll strike more 4D..….of course I wish him heng heng lah…we shall see…..Thanks for taking the time to read my article.